An Independent Insurance Agency Will Find the Best Policy
If you’re looking for insurance, have you considered working with an independent insurance agency to find coverage that fits your needs?
Independent insurance agents work for themselves and can offer all kinds of insurance, whether it’s commercial insurance for your business or farm or personal insurance, such as home, life, and auto.
When you’re looking for insurance, consider that there are two types of agents: independent and captive.
Agents who work for large insurers like GEICO, Progressive, and Allstate are captive agents who can only sell insurance products from that company. They can provide you with in-depth knowledge about the offerings from their companies, but products are limited.
An independent insurance agency does not have the same limitations. This article will help you see how choosing an independent insurance agent can help you find the best policy.
What Is an Independent Insurance Agency?
An independent insurance agency typically signs contracts with multiple insurance companies, giving independent agents access to a wide array of insurance products to offer their clients.
Independent agents are required to look out for your best interests. This means they should provide you with coverage options that best fit your needs instead of policies that will pay them the highest commission.
The Benefits of Working With an Independent Agency
When you begin shopping for the insurance coverage you need, there are several advantages to choosing an independent insurance agency to help you find it.
Quotes From Multiple Insurers
Chances are you’re pretty busy. If so, an independent insurance agent may be exactly what you need to find the best insurance policy.
You can sit down with an independent agent and talk through your insurance needs, providing the agent with all the information needed for a policy just one time. The agent can check multiple rates and coverages simultaneously, saving you the time and energy of switching from one insurance agent to the next.
Personal Attention
Independent agents don’t have sales quotas like captive agents to move specific insurance products, and they may be more motivated to land and keep your business. They likely will spend more time learning about your insurance needs, answering your questions about coverage, and working on your behalf to resolve any claims you have.
Keeping Your Agent
As your life changes, so will your insurance needs. This might require you to switch your carrier to get the insurance you need. Working with an independent insurance agency, you don’t have to leave your agent to do so.
Independent agents are licensed, experienced, and update their training and education to maintain their licenses.
You Can Find the Best Policy With an Independent Agent
By comparing many insurance products and coverage, independent insurance agents can often help you find insurance for your business or your personal life. They can provide advice, answer your questions, and explain your benefits. Independent agents also can search for the best pricing, helping you get the best policy at the best price.